/* Clean, responsive editorial site - no tracking or external font requests */
:root{--ink:#172536;--navy:#132942;--muted:#526578;--orange:#f36b17;--orange-dk:#bd4811;--accent:#1264a3;--accent-dk:#0c4673;--border:#dfe6ef;--bg:#f5f7fb;--paper:#fff;--soft:#f1f6fc;--green:#167449;--shadow:0 12px 38px rgba(15,41,66,.055)}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:18px}
body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;font-size:16px;line-height:1.82;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-underline-offset:3px}a:hover{color:var(--accent-dk)}a:focus-visible,summary:focus-visible{outline:3px solid #f0ae5a;outline-offset:4px}
.wrap{width:min(1080px,calc(100% - 38px));margin-inline:auto}.skip{position:absolute;left:-9999px;top:9px;padding:10px 18px;background:#fff;z-index:100}.skip:focus{left:12px}
.site-header{border-bottom:1px solid #e6ebf3;background:#fff}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:17px 0}.logo{font-weight:850;font-size:1.16rem;color:var(--navy);letter-spacing:-.02em;text-decoration:none}.logo span{color:var(--orange)}.site-nav{display:flex;gap:8px 21px;flex-wrap:wrap;font-size:.87rem}.site-nav a{color:var(--muted);text-decoration:none}.site-nav a:hover,.site-nav a[aria-current=page]{color:var(--orange-dk);text-decoration:underline}
.article-shell{margin:28px auto 45px;background:var(--paper);border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow);padding:clamp(22px,4.5vw,55px)}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.76rem;font-weight:800;color:var(--orange-dk);margin:0 0 9px}h1,h2,h3{line-height:1.27;letter-spacing:-.025em;color:var(--navy)}h1{font-size:clamp(2rem,4vw,3rem);margin:8px 0 16px}h2{font-size:clamp(1.43rem,2.75vw,1.95rem);margin:0 0 17px}h3{font-size:1.16rem;margin:22px 0 9px}p{margin:0 0 18px}p.lead{font-size:1.095rem;line-height:1.85;color:#2f4357}.subtle{color:var(--muted)}.muted-small{color:var(--muted);font-size:.88rem}.meta{display:flex;gap:12px 27px;flex-wrap:wrap;border-block:1px solid var(--border);padding:11px 0;margin:25px 0;font-size:.88rem;color:var(--muted)}
section{scroll-margin-top:28px;margin:34px 0 38px}section+section{border-top:1px solid #edf0f4;padding-top:30px}.notice{border-left:4px solid var(--orange);border-radius:6px;padding:15px 19px;background:#fff7f1;color:#553c2c;font-size:.94rem;margin:23px 0}.notice a{color:#98420a}.fineprint{font-size:.9rem;color:var(--muted)}
.jumpnav{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0 28px}.jumpnav a{font-size:.84rem;background:#edf5fc;border:1px solid #d7e6f4;border-radius:100px;text-decoration:none;padding:4px 11px;font-weight:650}
.offer-table{width:100%;border-collapse:collapse;table-layout:fixed;margin:18px 0 10px}.offer-table th,.offer-table td{padding:13px 14px;border:1px solid #dde3ec;text-align:left;overflow-wrap:anywhere}.offer-table thead th{background:#f4f7fa;text-align:center;font-size:1rem}.offer-table td a{font-weight:650;font-size:1.015rem}.offer-table tr:nth-child(even) td{background:#fbfcfe}
.oto-quick{margin:24px 0 25px;padding:0;border:0}.oto-quick h2{font-size:clamp(1.5rem,3vw,2rem)}.oto-quick+.meta{margin-top:26px}
.coupon{background:#fff8f2;border:2px dashed var(--orange);border-radius:10px;text-align:center;padding:23px 17px;margin:34px 0}.coupon-label{font-weight:750;color:#21364b;margin-bottom:3px}.coupon strong{font-size:2.35rem;line-height:1.25;color:#e65b0a;letter-spacing:.04em;display:block;margin:5px 0}.coupon p:last-child{margin-bottom:0}.coupon .soft{font-size:.9rem;color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:7px;padding:11px 18px;background:var(--accent);color:white!important;text-decoration:none;font-weight:740;line-height:1.4;border:1px solid var(--accent);box-shadow:0 4px 10px rgba(18,100,163,.08)}.btn:hover{background:var(--accent-dk);border-color:var(--accent-dk)}.btn-orange{background:var(--orange);border-color:var(--orange)}.btn-orange:hover{background:var(--orange-dk);border-color:var(--orange-dk)}.cta-row{margin:22px 0}.cta-row .muted-small{display:block;margin-top:9px}
.info-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;margin:18px 0}.info-box{background:var(--soft);border:1px solid #e0e8f1;border-radius:9px;padding:16px}.info-box .kicker{display:block;font-size:.79rem;color:var(--muted);font-weight:700}.info-box strong{display:block;font-size:1.28rem;color:var(--navy)}.info-box span:last-child{font-size:.84rem;color:#5d6e81}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:15px 0}.comparison{border-collapse:collapse;min-width:590px;width:100%}.comparison th,.comparison td{padding:11px 13px;border:1px solid var(--border);text-align:left;vertical-align:top}.comparison thead th{background:#f1f5fa}.comparison tbody th{background:#fbfcfe}.comparison td .cost{color:var(--green);font-weight:750}
.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:19px 0}.feature{border:1px solid var(--border);background:#fbfcff;border-radius:10px;padding:17px 19px}.feature h3{margin:0 0 7px}.feature p{font-size:.94rem;margin:0;color:#43586c}.pill{font-size:.75rem;color:#8c420a;background:#fff1e6;border:1px solid #ffddc4;padding:2px 9px;border-radius:30px;font-weight:750;display:inline-block;margin-bottom:9px}
ul,ol{padding-left:24px;margin:7px 0 21px}li{margin-bottom:7px}.checklist{list-style:none;padding:0}.checklist li{padding:9px 0 9px 29px;border-bottom:1px solid #ecf1f5;position:relative}.checklist li::before{content:'✓';position:absolute;left:1px;top:9px;color:var(--green);font-weight:900}
.quote{background:#f0f6ff;border-left:4px solid #498bd3;padding:16px 20px;border-radius:5px;margin:17px 0}details{border-bottom:1px solid var(--border);padding:13px 0}summary{font-weight:750;cursor:pointer;color:var(--navy)}details p{margin:10px 0 5px}.reference{font-size:.88rem;color:var(--muted);overflow-wrap:anywhere}.reference a{font-weight:620}
.site-footer{background:#152d45;color:#d8e4ef;font-size:.87rem}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:12px 20px;flex-wrap:wrap;padding:22px 0}.site-footer a{color:#e8f2fa}.site-footer .site-nav a{color:#d8e4ef}.legal h2{margin-top:29px}.legal>p:first-of-type{color:#526578}
@media(max-width:720px){.article-shell{margin:15px auto 26px}.info-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.footer-inner{align-items:flex-start;flex-direction:column}.site-nav{gap:7px 16px}.offer-table th,.offer-table td{padding:11px 10px}.coupon strong{font-size:2rem}}
@media print{body{background:#fff}.article-shell{border:0;box-shadow:none;margin:0;padding:0}.site-nav,.jumpnav,.btn{display:none!important}a{color:#12283e;text-decoration:underline}}

/* Reusable legal navigation on every page: above header + footer */
.utility-bar{background:#e9f0f8;border-bottom:1px solid #d4e0ec}
.utility-inner{min-height:38px;padding:7px 0;display:flex;gap:8px 22px;align-items:center;justify-content:flex-end;flex-wrap:wrap}
.independent-label{font-size:.72rem;letter-spacing:.02em;color:#38516b;font-weight:650}
.utility-nav{display:flex;gap:7px 18px;flex-wrap:wrap}
.utility-nav a{font-size:.78rem;line-height:1.5;font-weight:650;text-decoration:none;color:#213e5b}
.utility-nav a:hover,.utility-nav a[aria-current="page"]{color:#ae4711;text-decoration:underline}
.footer-legal{gap:9px 19px}
@media(max-width:520px){.utility-inner{justify-content:center;text-align:center}.utility-nav{justify-content:center}.header-inner{align-items:flex-start}.footer-legal{line-height:1.6}}

/* Spacing and neutral state for owner-provided affiliate offer links */
.cta-row{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.pending-offer{color:#525e6d;font-size:1.015rem}